(970) 420-2440
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Partner Banks and Lenders

At Elegment Land, we work with trusted financial institutions to make your land purchase seamless and affordable. Our partner lenders offer competitive financing options tailored to your needs, whether you’re building a new home or investing in land.

Multiple States: LightStream

  • Flexible loan amounts from $5,000 to $100,000
  • Terms ranging from 36 to 84 months
  • Competitive interest rates
  • Apply online at www.lightstream.com

Texas – First National Bank of Eagle Lake

  • Suitable for $50,000 or above land loans in Texas
  • Shalor Townzen, EVP/CLO, President of Columbus Branch
  • The First National Bank of Eagle Lake
  • Office: 979-234-5591
  • Fax: 979-234-6956
  • 408 Walnut Street, Columbus, TX 78934

Texas – Capital Farm Credit – Waco Branch

  • Suitable for $50,000 or above agricultural exempted land loans in Texas
  • Shawna Ranly, VP Lending
  • Capital Farm Credit, Waco
  • Office: 254-776-7506
  • Fax: 254-741-9403
  • 7000 Woodway Dr. Waco, TX 76712

Tennessee/Kentucky – Rural 1st Lending

  • Nathan McAfee, Loan Associate
  • Rural 1st Lending
  • Office: 502-420-3790
  • Fax: 502-630-1122
  • 1601 UPS Dr, Louisville, KY 40223

Multiple States: 21st Mortgage Corporation

  • Specialized in loans for home+land packages
  • Not available for vacant land, user other lenders above for vacant land
  • Low credit ating can still apply
  • Please contact our team to put you in touch with 21st Mortgage local team if you are buying a home+land package from us

Alternative Option: Tap into your Self Directed 401(K) or Self Directed IRA

Congress recently passed a bill that will let you take $100,000 from your 401(k).

  • You would be able to make the withdrawal without the 10% penalty that normally applies to those who are under age 59½.
  • You’d still need to pay any income taxes on the amount if you make profits.
  • The measure would give you three years to pay those taxes and replace the money you took out.

Partnering with Banks in Other States

We welcome the opportnity to work with banks that offer land/lot loans in other states. Are you a bank offering land/lot loans in Washington, Colorado, Tennessee, or Oklahoma? We’re seeking partnerships with qualified lenders to serve our nationwide network of land buyers. By becoming a preferred lender for Elegment Land Team, you’ll gain access to a pool of motivated buyers and streamline the loan process for our clients. Contact us today to discuss the benefits of partnering with Elegment Land Team!